Privacy Policy

United Funding Online Privacy Practices and Principles

United Funding offers a wide range of financial services, including home inspections, appraisals, home financing, and refinancing services through various affiliates and franchisees. Because we offer a variety of services both online (via the Internet) and throughout United Funding's nationwide network of offices, United Funding's privacy practices will vary depending on how you interact with United Funding. The following guidelines set forth general privacy principles that apply to information collected on the www.unitedfunding.com web site, independent of any particular business relationship you enter into with United Funding. If you enter into a business relationship with United Funding as our customer (such as when you are utilizing our Online Application), we will make you aware of the privacy practices that apply to that particular business or relationship. These practices do not apply to our physical offices you may visit for services, and these practices do not apply to specific website based relationships you may have any affiliates of United Funding. Those United Funding affiliates will provide you with their privacy notices when you enter into a business relationship with them.

Information We Collect

When you visit www.unitedfunding.com, we may collect information about you from the following categories and sources:

Information we receive when you request services, or information from us or companies with whom we have business relationships, enter contests or sweepstakes, or complete surveys or polls, such as your name, address, e-mail address and payment or billing information.

Information for financial products and services. The collection of this information is governed by the specific privacy policy for the United Funding business providing these services to you.

Information you provide when you apply for employment with United Funding or any of its affiliates.

Web technologies. We may collect information through the following Web technologies: We utilize a software technology called "cookies". Internet cookies allow us to customize our Website for you by placing small files on your computer as you visit various components of unitedfunding.com. Through the use of cookies, we can display only those items that may be of interest to you on a particular site, or make it easier for you to access your account information. In most cases, however, information we collect through Internet cookies does not identify you personally. We also employ a software technology called clear gifs (also known as web beacons), that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. Clear gifs and cookies are not tied to user's personally identifiable information. Like most standard Web site servers, United Funding uses log files. Information collected in log files may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks. We utilize this information to analyze trends, administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use. This information is not personally identifiable. When you use certain online tax services, IP addresses are tied to personally identifiable information to enable users to file or transmit tax returns to the Internal Revenue Service.

How We May Disclose Your Information

Tax return information that United Funding collects from you is controlled by Section 7216 of the Internal Revenue Code, the Gramm Leach Bliley Act of 1999, certain other laws, and United Funding policies. Any information that is collected from you as part of your customer relationship(s) with United Funding, either online or through a retail office will be governed by the privacy policy that will be provided to you when you become a customer of the specific United Funding business. For information collected on www.unitedfunding.com (as described above), United Funding may use and disclose such information to the following categories of persons:

Uses and Disclosures by United Funding. Where permitted by law, United Funding may use the information collected on this website to make you aware of products and services offered by United Funding and its affiliated companies.

Third Parties. We do not share your personal information with non-affiliated third parties for marketing purposes except as permitted by applicable law or with your consent. We do not sell or rent your personal information to third party direct marketers.

Affiliates. United Funding may provide information it collects to its affiliates as permitted by law. For example, we disclose information to our affiliates in order to respond to your requests for information or services, or to help limit your receipt of marketing materials you have requested not to receive.

Service Providers. Where permitted by applicable law, we may disclose your personal information to service providers who perform business functions on our behalf. We require United Funding service providers to have written contracts that specify appropriate use of your personal information, require them to safeguard your personal information, and prohibit them from making unauthorized or unlawful use of your personal information.

Joint Marketing Arrangements. Where permitted by law, United Funding may provide information it collects to joint marketers with whom United Funding has a marketing arrangement. For example, United Funding may enter into agreements with airlines or credit card companies to provide you with "miles" or "points" for visiting the United Funding Web site or purchasing certain products or services from United Funding. In such case, United Funding would provide identifying information about you to the company in order to credit your account with such "miles" or "points". We require all joint marketers to have written contracts with us that specify appropriate use of your personal information, require them to safeguard your personal information, and prohibit them from making unauthorized or unlawful use of your personal information. If a state law (or other law) requires us to give you the right to opt-out prior to any disclosure of your personal information for joint marketing, we will not disclose your personal information for such purposes without providing such opt-out or obtaining your consent to such disclosure.

Franchisees. If United Funding sells or transfers any of its business or assets, certain information about our clients may be a part of that sale or transfer. In the event of such a sale or transfer, United Funding will notify you. The notification procedure will be the same as the procedure we use to notify you of a change in our privacy statement as described below.

Persons Who Acquire Our Assets or Business. If United Funding sells or transfers any of its business or assets, certain information about our clients may be a part of that sale or transfer. In the event of such a sale or transfer, United Funding will notify you. The notification procedure will be the same as the procedure we use to notify you of a change in our privacy statement as described below.

Persons Who Request Information for Legal Purposes. We may disclose your information to affiliates or non-affiliated third parties when we have a good faith belief that such disclosure is required by law. This may occur in connection with a court order, legal process, or other judicial, administrative or investigative proceeding that produces a request for information from United Funding.

We may disclose aggregate information compiled using your personal information that does not identify you individually or personally. This may include, for example, the total number of visitors to our Web site from a particular state, or the average age of a user of our Web sites.

Links to Other Web sites and Offers for Third Party Products

United Funding's Web site may contain links to third party Web sites or offers for services from third parties. For any such third party products or services, you should carefully read the privacy policies of the third parties providing such products or services and any terms and conditions applicable to such products or services. United Funding may also have business relationships with third parties that provide products or services on the United Funding site. These companies are clearly indicated on our Web sites. This privacy policy does not apply to products or services offered by a third party. When you request products or services from such companies, you give United Funding permission to provide these third parties with personal information about you necessary to fulfill or process your request. As an example, we may have special offers for dial-up or broadband internet service on our Web site through a third party provider. If you click on a link promoting such services you may be linked directly to the third party site or United Funding may collect and provide information about you to such third party to fulfill your request for such internet services.

Children Under Age 13

Because of the financial nature of the services we provide, we do not market our Web site to children under the age of 13, nor do we knowingly collect information from children under the age of 13.

Changes to Our Privacy Statement

If we make a material change to the "United Funding Online Privacy Practices and Principles", including a material change in the way we use any personal information collected on www.unitedfunding.com, we will notify you by using one of the following methods at least thirty (30) days prior to the effective date of such change: (1) we will post a notice on our Web site describing the change; or (2) we will send you electronic mail notifying you of the change. Updating your Information: Much of the information we collect as described in this privacy notice either does not identify you personally or is not stored in an online accessible format. Other affiliates of United Funding may also have their own procedures for limiting communications from them. You will need to directly contact the affiliate that they are working with in order to update their information or modify their communication preferences.

Contacting Us With Questions

If you have questions or concerns regarding this privacy policy, contact United Funding by email.