Terms of Service

1. Notice/Acceptance of Terms

This Terms of Service Agreement (the "Agreement") is a contract between you and United Funding and its affiliates ("United Funding", "us" or "we"). This Agreement governs your use of our Site. Be sure that you carefully read and fully understand this Agreement. We are willing to provide you with access to our Site only on the condition that you accept all of the terms and conditions contained in this Agreement. By accessing or using our Site, including without limitation any of the products or services offered on our Site, you agree to be bound by, all the terms and conditions of this Agreement. IF YOU DO NOT AGREE TO ALL OF THESE TERMS AND CONDITIONS, DO NOT ACCESS THIS SITE.

You may print this Agreement or download this Agreement to your computer. The disclaimers, terms and conditions on these pages are of general application and may be supplemented by additional disclaimers, guidelines, rules, terms or conditions of specific application on any particular page of our Site.

2. Privacy Policies

User privacy is an important concern to us. We strive to protect the personal and confidential information of those who use our services. We may update these policies from time to time, so please check here frequently for updates.

3. Eligibility and Access to United Funding's Services.

If you are under the age of 18, you may not use our Site unless your parent or legal guardian agrees on your behalf that you will comply with the terms of this Agreement.

In order to use our Site, you must obtain access to the World Wide Web and pay any service fees associated with such access. System availability and access to the products and services available on our Site may be limited or unavailable for reasons which may include, without limitation, system performance, telecommunications failure, hardware failure or software failure. We make no representations, warranties or assurances as to the availability of our Site.

You are responsible for verifying the completeness and accuracy of any information that you submit to United Funding in the Online Application. If you request that any information be provided to you, it is your responsibility to obtain that information from a United Funding retail store. United Funding is not responsible for and waives any liability for delivery of any such information to you.

You are responsible for your use of your Internet browser and our Site. We are not responsible for deletion of data, timeliness of services, or the failure to store any of your data or personalization settings.

We are not providing investment advice through our Site, and the material on our Site should not be regarded as an offer to sell, or a solicitation of an offer to buy, any securities from us.

4. No Unlawful or Prohibited Use; User Content

As a condition of your use of our Site, you warrant to us that you will not use, or permit any third party to use our Site for any purpose that is unlawful or prohibited by these terms. If you violate any of these terms, your permission to use our Site automatically terminates.

We may offer you the opportunity to contribute your ideas, comments, questions and other communications to or from our Site in other blogs, message boards, chat rooms, e-mail that may be offered from time to time and may be operated by us or by a third party on our behalf. You shall not (nor cause any third party to) use our Site or information provided through our Site to perform any illegal activities (including without limitation defaming, abusing, harassing, stalking, threatening or otherwise violating the legal rights, such as rights of privacy, of others) or immoral activities or any of the following types of activities, without limitation:

disseminating libelous, harmful, vulgar, pornographic, obscene or otherwise objectionable material;

containing nudity, violence of offensive subject matter, or are deemed exploitive in any way;

promoting racism, prejudice, bigotry, hatred, harassment or physical harm of any kind against any individual, group or individual;

promoting illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous; or promote any criminal activity or enterprise or provide instructional information about illegal activities, such as making or buying illegal weapons or violating someone's privacy;

using any computer code, data mining software, "robot," "bot," "spider," "scraper" or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data or content found on our Site or accessed through our Site;

transmitting information that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;

transmitting any material that contains software viruses, trojan horses, worms, time bombs, cancelbots, or any other computer code, files, or programs which may interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

impersonating anyone or any entity, falsely stating or otherwise misrepresenting your affiliation with a person or entity;

advertising or posting any commercial content;

interfering with or disrupting our Site;

disrupting the activities or enjoyment of our Site for other users; or

collecting or storing personal data about other users.

Information found on the internet is intended to be used as a starting point for doing independent research on various companies, investment techniques and tax related matters. You should exercise discretion before relying on User Content. You agree to evaluate and assume all risks associated with the use of User Content, including without limitation any risk relating to any reliance on the accuracy, completeness, or usefulness of User Content. We assume no responsibility for User Content. Without limiting the foregoing, we will not be liable for the collection, use or disclosure of any personal information by, in or through a third party. You acknowledge that we may preserve and disclose User Content if required to do so by law or if we believe in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce this Agreement, respond to a claim that User Content violates any third party's rights, or protect our rights, property or personal safety or that of any users of our Site, and the public. You also acknowledge that the technical processing and transmission of our Site, including without limitation User Content, may involve transmissions over various networks and changes to conform and adapt to technical requirements of connecting networks or devices.

5. License

We grant you a personal, limited, revocable, non-transferable and non-exclusive license to display on your computer, print, download and use screen displayed text, audio clips, video clips and other such content that is made available to you on our Site, solely for your own non-commercial, personal purposes necessary to receive the products and services provided on our Site, provided that: (i) you do not (and do not allow any third party to) modify or create a derivative work of any such content; and (ii) you include with and display on each copy of such content the associated copyright notice. No other use is permitted. Without limiting the generality of the foregoing, you may not: (i) include such content in or with any product or service that you create or distribute; (ii) include such content on another Internet Web site; (iii) reproduce, duplicate, copy, sell, rent, resell or exploit for any commercial purposes any portion of our Site, use of our Site, or access to our Site; or (iv) establish hyperlinks to any page other than the home page of our Site or create any frame containing any portion of our Site, on any other Web site or text document with hyperlink capabilities. Further, you may not direct any other person to do any of the foregoing. You agree not to access our Site by any means other than through a commercially available Web browser.

We grant you a personal, limited, revocable, nontransferable and nonexclusive right to create a hyperlink to the home pages of our Site so long as (i) the link or your linking Web site does not portray us or any of our products or services in a false, misleading, derogatory, or otherwise offensive matter; (ii) your linking Web site complies with all applicable law and does not otherwise violate this Agreement or the rights of others; and (iii) your Web site has, maintains and follows a privacy policy no less protective of user data than the privacy policy of the applicable Site. You may not use any of our logos or other proprietary graphic or trademarks as part of the link without our express written permission. We may revoke this license at any time, with or without cause, in which case you agree to immediately remove such hyperlink.

6. Intellectual Property

All content on Sites, including but not limited, text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, software, and the compilation of any of the foregoing, is our property the property of our licensors and is protected by United States and international copyright laws. The trade names, trademarks and logos used on our Site are our trademarks service marks, trade dress ("Trademarks"). You may not use any meta tags or any other hidden text using the Trademarks. The Trademarks and the associated products and services represented on our Site are protected under United States and international law and their display on and availability through our Site does not convey or create any license or other rights in these Trademarks and associated products and services. Any unauthorized copying, reverse engineering, redistribution, reproduction, publication or modification of Site content by any person without our prior written authorization is strictly prohibited, may be a violation of federal or common law, trademark, patent and copyright laws and may subject such a violator to legal action. The use of content from our Site on any other Web site or networked computer environment is similarly prohibited. Requests for permission to reproduce or distribute materials found on our Site can be made by contacting us in writing at the address listed below. You are also strictly prohibited from creating works or materials that derive from or are based on the Site content or other materials contained in any Site including, without limitation, fonts, icons, link buttons, wallpaper, desktop themes and unlicensed merchandise. This prohibition applies regardless of whether the derivative materials are sold, bartered or given away.

7. Modifications to Sites

We reserve the right to modify, suspend or discontinue, temporarily or permanently, our Site (or any part thereof) from time to time, for any or no reason and without notice. You agree that we are not liable to you or to any third party for any modification, suspension or discontinuance of our Site. The information and materials contained on our Site are subject to change.

8. Our Confidential Information

You agree that you will not disclose our Confidential Information to any person or entity, other than as necessary to use the products and services provided on our Site. You will not use or permit the use of any Confidential Information except as necessary in connection with the products and services. You shall use at least the same degree of care in safeguarding the Confidential Information as you use in safeguarding your own confidential information, but in no event shall you use less than due diligence and care. "Confidential Information" means all information or material: (i) which is obtained from password protected portions of our Site or (ii) which (A) is marked "Confidential," "Restricted," or other similar marking, (B) is known by the parties to be considered confidential, or (C) is or should be known or understood to be confidential or proprietary by an individual exercising reasonable judgment.

9. Transactions with Third Parties

Your correspondence or business dealings with, or participation in promotions of, advertisers or third parties found on or throughout our Site, including without limitation with respect to the payment and delivery of related products or services and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such parties and are not binding on us. You agree that we are not be responsible or liable for any actions, losses, damages, liabilities, claims, judgments, costs or expenses of any nature or kind (collectively, "Claims") incurred as the result of any such dealings or as the result of the presence of such third parties on our Site, and you agree to indemnify us from and against any Claims incurred as the result of any such dealings.

10. Third Party Links

Our Site may provide links or references to other sites. We make no representations, warranties or assurances as to any information in such sites, have no responsibility for their content and shall not be liable for any damages or injury arising from that content. We disclaim any opinions expressed on such sites. Any links to other sites are provided merely for your convenience and the inclusion of such links does not imply that we have reviewed them or that we endorse the content of such sites. Please be aware that when you exit our Site, you are subject to the policies of the new site. Where we are offering our own content on or through third party sites (whether by linking, framing or otherwise), your use or display of that content shall be subject to this Agreement.

11. Disclaimer of Warranties

We disclaim any and all responsibility or liability for the timeliness, sequence, quality, accuracy, content, completeness, legality, reliability, operability or availability of information or material contained on our Site. Our Site may contain inaccuracies or typographical errors. We disclaim any responsibility for the deletion, failure to store, misdelivery, or untimely delivery of any information or material in respect of our Site or the use thereof. Any communications sent to you via our Site or otherwise from us (including without limitation in the form of newsletters, electronic mail or via telephone), and the contents of our Site (including without limitation any financial market data and tax information) are provided for informational and educational purposes only and are not intended to provide legal, investment, tax or accounting advice and should not be relied upon in that regard. Your financial and tax situation may be unique and therefore you should independently consult a tax advisor.

EXCEPT AS EXPRESSLY PROVIDED OTHERWISE HEREIN OR IN AN APPLICABLE SUPPLEMENTAL AGREEMENT, ALL SERVICES OFFERED ON OUR SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITH NO WARRANTIES WHATSOEVER. ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, ACCURACY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS, ARE EXPRESSLY DISCLAIMED. WE AND OUR DATA PROVIDERS DISCLAIM ANY WARRANTIES FOR THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE SERVICES OFFERED ON OUR SITE OR RECEIVED THROUGH ANY LINKS PROVIDED ON OUR SITE, AS WELL AS FOR ANY INFORMATION OR ADVICE RECEIVED THROUGH OUR SITE OR THROUGH ANY LINKS PROVIDED ON THE SITE. YOU UNDERSTAND AND AGREE THAT ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF SERVICES IS DONE SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY CLAIMS, INCLUDING WITHOUT LIMITATION ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA, THAT RESULTS FROM DOWNLOADING OR OTHERWISE OBTAINING SUCH MATERIAL.

Some states do not allow the exclusion of implied warranties, so these exclusions may not apply to you.

12. Limitation of Liability

IN NO EVENT SHALL WE OR ANY OF OUR DATA PROVIDERS OR ANYONE ELSE INVOLVED IN CREATING, PRODUCING, DELIVERING OR MANAGING THE CONTENT OR OPERATIONS OF OUR SITE (COLLECTIVELY THE "SITE PROVIDERS"), BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY CLAIMS WHATSOEVER, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGE (INCLUDING WITHOUT LIMITATION ANY LOST REVENUES, LOST PROFITS, LOST OPPORTUNITIES, LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE) ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF OUR SITE, ANY COMMUNICATIONS SENT TO YOU VIA OUR SITE OR OTHERWISE FROM US (INCLUDING WITHOUT LIMITATION IN THE FORM OF ELECTRONIC MAIL OR VIA TELEPHONE), OR INFORMATION AVAILABLE FROM OUR SITE, EVEN IF ANY ONE OF OR ALL OF THE SITE PROVIDERS IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

13. Indemnification

You agree to indemnify us and hold us harmless from and against any Claims arising out of or relating to information you receive from our Site or services provided on our Site. If at any time you are not happy with our Site or object to any material within our Site, your sole remedy is to cease using them.

14. Notice and Procedure for Making Claims of Copyright Infringement

Pursuant to Title 17, United States Code, Section 512(c)(2), all notifications of claimed copyright infringement on our Site should be sent ONLY to our Designated Agent.

NOTE: THE FOLLOWING INFORMATION IS PROVIDED SOLELY FOR NOTIFYING US THAT YOUR COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED.
DO NOT SEND ANY INQUIRIES UNRELATED TO COPYRIGHT INFRINGEMENT (e.g., REQUESTS FOR TECHNICAL ASSISTANCE OR CUSTOMER SERVICE, REPORTS OF E-MAIL ABUSE, etc.) TO THE CONTACT LISTED BELOW. YOU WILL NOT RECEIVE A RESPONSE IF SENT TO THAT CONTACT.
WE CAUTION YOU THAT UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO HEAVY CIVIL PENALTIES. THESE INCLUDE MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS FEES INCURRED BY US, BY ANY COPYRIGHT OWNER, OR BY ANY COPYRIGHT OWNER'S LICENSEE THAT IS INJURED AS A RESULT OF OUR RELYING UPON YOUR MISREPRESENTATION. YOU MAY ALSO BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY.

Written notification must be submitted to the following Designated Agent:


Name of Agent Designated to Receive Notification of Claimed Infringement:

Corporate Counsel-Copyright

Full Address of Designated Agent to Which Notification Should be Sent:

United Funding
1545 W. Katella Ave
Anaheim CA 92802

Email Address of Designated Agent:

sales@unitedfunding.com